Hybrid Car Insurance - What's Up With It?
By [http://ezinearticles.com/?expert=Francine_Gielis]Francine Gielis
Buying a Hybrid Car is in! You are thinking about Going Green, and doing your part for the environment. At the same time you hope to save money on gas. Even if you are just mulling about the idea of buying a hybrid car, it pays to find out as much as possible about the cost of owning an environmentally friendly, and fuel efficient hybrid car.
You need to find out the cost of repairs and the cost of insurance before you buy.
Sales of Hybrid Cars continue to rise and the Toyota Prius Hybrid Car just recently surpassed a million cars sold worldwide.
The top 5 Hybrid car models searched for on the internet are The Toyota Prius 5 door, The Honda Civic Hybrid 2 door, the Toyota Camry Hybrid 4 door, the Ford Escape Hybrid 4 door and the Honda Insight 2 door.
When the hybrid cars first came on the market, logic dictated that repair costs would be higher because of the advanced technology.
Cost of repair might decrease as more hybrid cars enter the market, but the fact remains that if a Hybrid SUV and a gasoline powered SUV need the same repairs, the cost of repairing the Hybrid SUV will be higher. In a similar accident both cars would require similar repairs to the body and the gasoline powered engines, but the Hybrid Car version might need extra work to have the hybrid specific components repaired.
As more and more Hybrid Cars are sold, statistics about the driving habits of Hybrid Car owners become more dependable.
Insurance companies will pay close attention to accident rates for hybrid versus non hybrid vehicles to see whether hybrid car drivers are safer drivers than non hybrid car drivers. A preliminary research in California shows this to be the case.
For now however, insurance for a Hybrid Car will cost you more than insurance for the same non-hybrid version of that car.
It pays to find out your insurance rates in advance of buying your Hybrid Car.
Francine Gielis
Francine Gielis immigrated to Canada in 1971. She has been an employer, an employee, an importer, exporter, entrepreneur and long time volunteer. Francine grew up in an automotive business and loves cars. You can find out more information about Hybrid Cars at her website: http://www.the-hybrid-car-store.com
Article Source: http://EzineArticles.com/?expert=Francine_Gielis http://EzineArticles.com/?Hybrid-Car-Insurance---Whats-Up-With-It?&id=1224602
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