Exploring the Most Expensive Vehicles to Cover With Car Insurance

By [http://ezinearticles.com/?expert=Brandon_Larsen]Brandon Larsen

Are you getting ready to purchase a new vehicle? If so, you might want to seriously consider how much it is going to cost you to insure that dream machine before you make a purchase. Even if the sticker price at the dealership isn't enough to scare you away from the vehicle you have been eying, the cost of covering it with car insurance might be a different story. In fact, you may be surprised to learn that the most expensive cars to insure are not necessarily fancy sports car or other vehicle designed to go from zero to 80 mph at breakneck speed. While these cars can certainly cost you a great deal to cover with insurance, there are a number of other vehicles that can be quite costly to insure as well.

When it comes to the costs associated with insuring vehicles, there are a few rules of thumb to keep in mind. In generally, luxury cars are going to be more expensive to insure because they are also more expensive to repair or replace if they become damaged. The same is also true of sports cars, since they are more likely to get involved in accidents. You may be surprised to learn, however, that four-wheel drive trucks can also cost more to insure as well as other performance vehicles.

According to the Highway Loss Data Institute, however, there are several vehicles that top the list when it comes to the most expensive to cover with insurance. The top ten list of cars that cost less than $50,000 includes:

Lexus IS 300

Land Rover Discovery Series II

Audi S4

Jaguar X-Type

Mercedes SLK Class

Lexus GS 430

Land Rover Freelander

Mitsubishi Montero

BMW X5

Toyota 4Runner

Those that are the most expensive to cover in terms of theft coverage include:

Acura Integra two-door

Acura Integra four-door

Jeep Wrangler

Jeep Cherokee four-door

Honda Prelude two-door

When it comes to the cost of providing injury coverage, on the other hand, the most expensive vehicles to cover include:

Suzuki Esteem four-door

Mitsubishi Mirage four-door

Kia Rio four-door

Mitsubishi Mirage two-door

Kia Sephia four-door

Collision coverage, on the other hand, is the most expensive on the following vehicles:

Lexus IS 300

Hyundai Tiburon two-door

Kia Spectra four-door

Suzuki Esteem four-door

Mitsubishi Mirage four-door

Audi A6 Avant Quattro station wagon

For more tips, quotes and articles on [http://www.autocareinsurance.com]Auto Insurance please visit AutoCareInsurance.com

Article Source: http://EzineArticles.com/?expert=Brandon_Larsen http://EzineArticles.com/?Exploring-the-Most-Expensive-Vehicles-to-Cover-With-Car-Insurance&id=2018042

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